A recent BlackRock survey found that people think they need about $2.1 million to retire comfortably. The average balance of 401(k) was $144,400 in Q3 of 2025, according to Fidelity Investments, or less than 7% of what people believe they need.
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Some companies also make full XL beds, which are the same width as a full but have five extra inches like a queen bed. But Fruchtman warns that choosing a less-common or custom bed may make finding furniture to fit it more tricky, and it may limit your choice of mattress.